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What Are Insurance-Approved Locks?

Insurance-approved locks are locks that have been tested and certified by a recognised organisation and meet specific security standards. In the UK, insurance companies often specify that certain types of locks, such as British Standard (BS) 3621 locks, must be installed on doors and windows in order to qualify for home insurance policies. These locks have been tested to withstand certain types of forced entry and provide a higher level of security than standard locks.

In some cases, you can save money on your home insurance by getting insurance-approved locks installed in your London home. The British Standards Institute approves them, and they meet all security standards expected to provide sufficient protection from the risks of a burglar. You should check your insurance policy for details about the types of locks you are allowed to use and their requirements. Installing high-grade locks is the first step in keeping you and your family safe. You need to consider the security level, door quality, windows and type. You can be sure that you and your family are safe and secure if the products you choose are quality.

A BS3621 five-lever mortice deadlock is one of the best insurance-approved locks you can buy. This type of lock can be opened from both inside and outside. They're easy to purchase and install and are an excellent option for anyone who wants to ensure their home is secure. Moreover, these locks are widely respected within the security industry. If you're considering installing these products, contact a London locksmith. Home insurers who operate in the UK have specific standards they expect to be met by their customers, such as the installation of a five-lever mortice deadlock on all ground-floor windows. Some insurers will even refuse to pay out if the locks aren't BS3621 standard.

Some examples of British Standard (BS) 3621 locks include:

  • Yale Platinum BS 3621 Deadlock: This is a traditional deadbolt lock that is designed to be fitted to wooden doors. It is made of steel and is tested to withstand drilling, picking, and other forms of forced entry.
  • Ultion BS 3621 Cylinder: This high-security lock cylinder is designed to be fitted to uPVC and composite doors. It is tested to withstand drilling, picking, and other forms of forced entry.
  • Era Fortress BS 3621 Deadlock: This is a high-security deadbolt lock that is designed to be fitted to wooden doors. It is made of steel and is tested to withstand drilling, picking, and other forms of forced entry.
  • Chubb 3G114E BS 3621 Mortice Deadlock: This is a high-security deadbolt lock that is designed to be fitted to wooden doors. It is made of steel and is tested to withstand drilling, picking, and other forms of forced entry.

Keep in mind that these are just a few examples, and many other manufacturers also produce BS 3621-certified locks, which will provide high levels of security for your London home.

Hiring a security specialist such as London locksmith is the best way to ensure your locks, which insurance companies approve, are correctly installed. You can rest assured that you are getting the correct product if you work with a certified and qualified locksmith. If you have had locks recently installed, you're probably thinking about whether or not the ones you got installed were insurance-approved. Luckily most insurance-approved locks have a visual symbol that signifies that the British Standard Institute has approved a lock, which can be found on the key or the original packaging of the lock. Your insurance company will often send you a diagram to show you how these markings appear. While you can't visually tell whether a lock is BS3621, a BS kite mark is a fundamental way to confirm that the lock you're using is a British standard. Besides that, a BS kite mark is vital to let your insurance provider know you're a responsible consumer.

When is it a good idea to get my locks replaced?

Hiring the services of a local London locksmith is a good idea in a number of different scenarios. For example, if you have recently moved into a new home or flat in London, replacing the locks is a good idea to ensure that only you and those you trust can access the property. This ensures that the previous owners or anyone who may have received a duplicate from the previous owners can no longer enter your property.

Additionally, if you have lost your keys or if they have been stolen, it is also a good idea to have the locks replaced in order to ensure that anyone who may have taken the keys can no longer enter the property. If you have recently experienced a break-in or attempted break-in, it is also a good idea to have the locks replaced as soon as possible.  Old locks can become worn and less effective over time, so it is also a good idea to have your locks checked and replaced if they show signs of wear or are not working as well as they should.  Finally, If you want to upgrade the security of your property, you may want to consider upgrading to insurance-approved locks like BS3621 or smart locks that can be controlled remotely.

What is involved in a home security survey by a locksmith?

A locksmith home security survey typically involves a London locksmith visiting your property and thoroughly examining your doors, windows, and other access points. The locksmith will assess the condition of your existing locks and security systems and look for any potential vulnerabilities that burglars or intruders could exploit. They will also consider the type of property you have and your area.

During the survey, the locksmith will check the strength and durability of your doors and frames and examine the locking mechanisms to see if they meet current security standards. They may also check the condition of your window locks and will look for any signs of forced entry or attempted break-ins. The lLondon locksmith may also check the condition of your property's patio doors, garage doors, and other access points.

After the survey, the locksmith will provide you with a report detailing their findings and suggest any improvements or upgrades that may be necessary to improve the security of your property. They will also provide you with a quote for any work that needs to be done and will usually be able to carry out any necessary repairs or upgrades on the spot. It's essential to have professional London locksmiths do the survey, as they have the knowledge and expertise to provide you with accurate assessments and recommendations tailored to your specific needs.

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